General Liability Insurance in Vienna, VA

Anyone involved in the operations of a business could be held liable for accidents or damage arising from their work. As such, it’s essential to have a general liability policy that can help you avoid significant financial burdens. Without this coverage, you might have to pay out of pocket for these expenses, which could be financially devastating, especially for small businesses.

Who Is Covered Under a General Liability Insurance Policy?

A general liability insurance policy may cover the policyholder, typically a business or organization. This includes the business entity itself, its owners, and its employees while they perform duties related to their work. The policy may also extend coverage to other parties, such as directors, officers or partners if they are named in the policy. Independent contractors or subcontractors working on behalf of the insured business might also be covered, depending on the policy terms.

What Does General Liability Insurance Cover?

General liability insurance, or commercial general liability (CGL) insurance, may cover businesses against claims of bodily injury, personal injury and property damage arising from their operations, products or incidents occurring on their premises. This type of insurance may also cover legal fees and settlements related to personal and advertising injury claims, such as libel, slander and copyright infringement.

How Much Is General Liability Insurance?

The exact amount you’ll pay for general liability insurance can vary based on several factors, including the following:

• Industry

• Business size

• Location

• Coverage amount

• Claims history

Consult an insurance agent to assess your unique needs and provide tailored recommendations to ensure you have extensive protection. They can also help you save on general liability insurance costs, optimizing your coverage while keeping expenses in check.

Where to Get General Liability Insurance

Since 1997, BenefitsDrive has provided businesses like yours with the financial protection they need to thrive. Don’t leave your business exposed to unnecessary risks—contact us today to secure your general liability insurance.