General Liability in Vienna , VA
Running a business presents numerous opportunities and risks. At BenefitsDrive, we recognize the importance of general liability insurance in protecting company finances in case of unexpected events.
What Is General Liability Insurance?
General liability insurance, sometimes called business liability coverage, can protect your company’s finances from significant third-party claims. A standard policy typically offers the following:
- Property damage liability coverage can help pay for repairs and other relevant expenses if you or an employee is held liable for damaging someone else’s property.
- Bodily injury liability coverage can cover the medical expenses of a third party who is injured on your property.
- Personal injury liability coverage can help pay for expenses related to claims of libel, slander or defamation filed against your business.
- Advertising injury coverage can cover your legal fees if a third party files a claim of copyright infringement.
Who Needs This Policy?
In most cases, businesses of all sizes can benefit from a general liability policy. If your business interacts with clients, customers or the public, this coverage can be a crucial part of your risk management strategy, including:
- Retailers and restaurants: These businesses have frequent foot traffic, increasing the risk of slip-and-fall accidents.
- Professional offices: Law firms, accounting practices, real estate agencies and other office-based businesses can face claims of advertising or personal injury from clients or visitors.
- Service providers: Cleaning companies, landscapers, consultants and contractors often work at client locations or interact closely with customers.
How BenefitsDrive Supports Your Business
At BenefitsDrive, we work closely with business owners like you to assess your risks and recommend appropriate policies. Our team can help you understand your options and compare policies from different insurers. Contact us today to request a quote.